How do LEASE DOC Commercial Real Estate Loans work?

The lease income is the only income used for servicing

No tax returns

No BAS

Ideal for Residential Real Estate investors that have a few investment properties (property investors), and want to buy a commercial investment property

No Accountants Declaration

No Pay slips

VERY FAST LEASE DOC COMMERCIAL LOAN PRE APPROVALS

 

Lots of different types of Lease Doc Commercial loans

 

LEASE DOC 50% For Specialised Securities @ 6.55%

LEASE DOC Residential 50% Residential @ 8%

LEASE DOC 60% Limited Recourse for large investors  @ 6.5%

LEASE DOC 65% Standard Lease Doc @ 6.55%

LEASE DOC 70% Higher LVR @ 6.99%

LEASE DOC 80% For High Yield Commercial @ 8.75%

 

The Latest Lease Doc Loan Rates & Offers

50% LEASE DOC

COMMERCIAL

REAL ESTATE

LOANS 

6.55%

INDICATIVE RATE ONLY

Lease Doc Loans

Specialised securities, such as service stations

  • NO accountants letter
  • NO tax returns
  • NO BAS
  • “Lease income only”
  • App Fee
  • Valuation & Legals
  • Ongoing
  • Minimum loan size $300,000
  • Interest only, and p/i, in major areas
  • Loan term to be confirmed once lease is sighted.
  • Note, this loan is on a case by case basis.
  • We need to sight the lease to quote it.
  • Very fast approvals.

50% LEASE DOC Residential

COMMERCIAL

REAL ESTATE

LOANS 

8%

INDICATIVE RATE ONLY

Lease Doc Loans

For clear title residential investment property

  • NO accountants letter
  • NO tax returns
  • NO BAS
  • “Lease income only”
  • App Fee
  • Valuation & Legals
  • Ongoing
  • Minimum loan size $300,000
  • Interest only, and p/i, in major areas
  • Loan term to be confirmed once lease is sighted.
  • Note, this loan is on a case by case basis.
  • We need to sight the lease to quote it.

60% LEASE DOC

New Product with No Directors Guarantees

True LIMITED RECOURSE Commercial Loan

For Large corporate group investors

Minimum loan size $1.5m. No maximum loan size

6.5% INDICATIVE RATE ONLY

  • “Lease income only”
  • App Fee
  • Valuation & Legals
  • Ongoing
  • Minimum loan size $1.5m
  • Interest only, and p/i, in major areas
  • Loan term to be confirmed once lease is sighted.
  • Note, this loan is on a case by case basis.

65% LEASE DOC

COMMERCIAL

REAL ESTATE

LOANS

6.55%

INDICATIVE RATE ONLY

Cheap rates +

Quick Approvals all made easy

  • NO accountants letter
  • NO tax returns
  • NO BAS
  • “Lease income only”
  • App Fee
  • Valuation & Legals
  • Ongoing
  • Minimum loan size $300,000
  • Interest only, and p/i, in major areas
  • Loan term to be confirmed once lease is sighted.
  • Note, this loan is on a case by case basis.
  • We need to sight the lease to quote it.
  • Very fast approvals.

70% LEASE DOC

COMMERCIAL

REAL ESTATE

LOANS

6.99%

INDICATIVE RATE ONLY

and will need to be fixed

Quick and Easy Lease Doc Loan Approvals

  • NO accountants letter
  • NO tax returns
  • NO BAS
  • “Lease income only”
  • App Fee
  • Valuation & Legals
  • Ongoing
  • Minimum loan size $300,000
  • Interest only, and p/i, in major areas
  • Loan term to be confirmed once lease is sighted.
  • Note, this loan is on a case by case basis.
  • Lease Doc Loans 70%
  • We need to sight the lease to quote it.

80% LEASE DOC

COMMERCIAL

REAL ESTATE

LOANS

8.75%

INDICATIVE RATE ONLY

Must be high yield commercial property

Quick and Easy Lease Doc Loan Approvals

  • NO accountants letter
  • NO tax returns
  • NO BAS
  • “Lease income only”
  • App Fee
  • Valuation & Legals
  • Ongoing
  • Minimum loan size $300,000
  • Interest only, and p/i, in major areas
  • Loan term to be confirmed once lease is sighted.
  • Note, this loan is on a case by case basis.
  • Lease Doc Loans 80%
  • We need to sight the lease to quote it.
  • Very fast approvals.

Don't miss out on these great rates that won't last

It's all about the tenant

  • Good quality tenant

  • The commercial tenant must be unrelated (third party)

  • The lender will look at the financial strength of the tenant

  • The stronger the lease, the better (3 years?)

  • Tenant pays all outgoings?

  • Lease must have a minimum of 12 months to run from settlement

  • Property to have a net yield of 6.5%

  • Interest needs to be covered

The Commercial Real Estate for sale

  • Must be in or near a major metro area

  • Regional properties are ok with a loading

  • Specialised securities with a lower LVR e.g. 50%

  • Normal commercial real estate, such as

  • Offices

  • Retail

  • Industrial

.